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The Truth About the Politics of Online Casinos in South Africa

Cape Town, South Africa


South Africa is fast rising to become one of the planet’s most busy online casinos enjoying destinations, also many forecasts this trend increases tenfold overtime ahead of.

As the nation continues to invest heavily in the creation of technical infrastructure, in addition to more accessible and more inexpensive online access because of its visitors, the outcomes find a lot of its players glancing on the internet to find a brand fresh amount of casino entertainment.

Contemporary South African Gaming Not Fully Defined

Surprisingly South Africa has rather a rich gaming history, one that crosses as far back as the 1700s, in addition, it appears to be quite a history that has seen a range of changes to its territory and internet gaming action. For this reason, it’s no surprise many gamers have been left confused and unsure about what the present status is of gaming within the nation.

Gaming Legislation in South Africa

The Southern African American landscape has ever been a somewhat rocky land up until recently, that of course with regard to the nation’s longstanding oppression under the Apartheid regime. Beneath the then authorities that the freedom to love games of chance and luck in almost any circumstance or placing wasn’t only greatly criminal but often indicative of.

From a historic standpoint, it was just very before the 1965 South Africa Gambling Act an actual formalized ban was put on nearly all kinds of gaming actions, the sole exception with this bit of law was horse racing, solely on account of the simple fact that it had been deemed a game as opposed to a kind of sports gaming.

Strict Ban

Inevitably the 1965 Act was a spark into the fire of casino playing fans since they watched the opportunity to discover alternative methods of educating their favorite pastime, and much also more importantly an opportunity to earn some significant cash. From the time that the Apartheid regime has been abolished in 1994 and the first democratic elections occurred that there were an estimated 2000+ prohibited gaming institutions throughout the nation.

To present a more organized and regulated condition to betting from South Africa the new authorities handed the National Gambling Act of 1996. The act then allowed for the performance of casinos that were online, in addition to internet sportsbooks they owned the appropriate operating licenses provided by one of the 9 provincial gaming boards. It was also in that time that Lottery, bingo, and similar gaming activities were regulated, sadly, Interactive gaming, also known as internet gaming, was deemed prohibited within the boundaries of South Africa.

With the creation of this National Gambling Act of 1996 came an undercover governing body called the National Gambling Act. This had been the board’s duty to be sure the regulating of gaming action in South Africa, of that support and aid at the provincial level, could be offered from the 9 recently elected provincial boards.

Legal Online Gaming in South Africa

Concerning interactive gaming (online gaming), segment 11 of the gaming action 2004 issued by the NGB still stays company, it says that:

“An individual shouldn’t participate in or make accessible an interactive match except as authorized regarding this Act or another federal law.”

With that said, you will find a rising number of large scale overseas casinos requiring both South African gamers in addition to South African Randsthis, obviously, raises the issue concerning possible legal loopholes permitting local players the chance to practice online gaming with no repercussions.

The interpretation of this South African National Gambling Act and its following changes comprises two quite conflicting statements. On the 1 hand, it asserts that the sole platforms that may offer online gaming services into the SA participant pool would be such online bookmakers accredited from the NGB.


…says that no support at all should offer online gaming services to inhabitants of South Africa.

With this kind of conflicting statement, off-shore casino sites such as those that can be found on https://kiffslots.co.za, sportsbooks, poker rooms as well as the likes have discovered there isn’t any explicit text from the African law that prohibits players from playing these games that were online, nor suggests punitive steps.

Therefore, numerous trustworthy and internationally famous platforms with headquarters out the Southern African authority have come to be the ultimate alternative for lawful gaming actions by South African players.

Even the “by-way” of obtaining and enjoying online gaming services were devised, however, the topics of reliability and trustworthiness nevertheless stayed as crucial concerns. This was mainly on account of the simple fact that such foreign platforms were accredited by overseas authorities.

Due to the nature of Internet gaming for South African players, now We’ve created a number of Important standards to assist gamers in Picking the Ideal operators for their gaming needs, these standards include:

  • Permit to function — Though the licensing authority can’t be local, it’s still a good idea to decide on a platform that conveys a permit to run from any other authority. This is true as a result of standards and criteria enforced by the said government so as to attain some ordinary degree of support quality and therefore player gratification.
  • Safety protocol — SA players must also look closely at their preferred casino system’s safety. Those using good SSL encryption sign it alongside the site address from the browser bar, in addition to in corresponding webpages (such as ‘Around US’) about the phone or PC customer.
  • Game suppliers — With all the match supplier variety reaching huge proportions, you will find both top business giants with respectable applications offering and newer developments to the company seeking to show their reliability. This option mainly depends upon the players’ taste — broadly accessible, reliable titles, or even more specific gameplay choice.

Banking Strategies for Southern African players

The significance of maintaining funds and trades safe during their whole gameplay experience has induced players to pay an exclusive focus on the Cashier page in the preferred casino stage. The perfect banking systems for Southern African casino gamers are the ones that permit them to process trades in their home money, the South African Rand (ZAR).

While it has not been around for long, today, there are multiple Respectable platforms which have oriented towards this particular participant pool and offer several Kinds of techniques that take this money:

Credit & Charge cards

South Africa is growing increasingly more attractive destinations for internet gaming content suppliers, which includes, in turn, brought a growing amount of payment solutions. While the very initial platforms just watched two of those debit and credit card chips, SA players may now deposit and withdraw money with Visa, Maestro, MasterCard as well as American Express.

E-wallets & e-money chips

There are lots of e-wallet and e-money transport services available on the internet that offer SA gamers an opportunity to sign up for their money deposit and swap it in a licensed one. But it’s necessary to be aware that the top international e-wallets PayPal, Neteller along Skrill, in addition to e-money providers EcoPayz and PaySafeCard all supply this particular player pool with protected and also appropriated payment processing solutions.

Bank transports / EFT payments

Bank transfers and EFT payment arrangements make it possible for players greater freedom concerning the total deposited and removed. They might take a little more time to process the payment request, however, their longstanding, dependable, and simple operations ensure it is a good banking choice for SA gamers in their particular gaming platforms.


ALSO READ: Moving to Online Conferences to Schedule Hearings


Cyber Security Experts Consider Trump’s Refusal to Accept Defeat a National Security Risk

Political security experts consider Trump’s refusal to accept defeat as a potential threat to national security by preventing an orderly transition of power. One such threat that is being given much attention is the possible launch of cyber attacks, which makes early transmission of classified government information to President-elect Joe Biden necessary. That way, the new administration will be better prepared to respond defensively and offensively in dealing with cyber attacks. .

First Secretary of Homeland Security Voices Concerns Over Trump’s Uncooperative Stance

Former Pennsylvania Republican Governor Tom Ridge, who served as President George Bush’s Assistant for Homeland Security and the first to hold the position of Secretary to the United States Homeland Security, warned that cyberspace has always been and will continue to be unsafe. He gives advice that it’s important for Pres-Elect Joe Biden and his administration to prepare for both offense and defense strategies as soon as the new set of officials assumes office on the 20th of January in 2021.

The former Pennsylvania Governor added that Trump’s uncooperative stance will only worsen the present situation in which the country is juggling with problems coming from all directions, and while facing an economic fallout and amidst a worsening worldwide pandemic. That is why the country cannot afford to lose time in initiating the transition of presidential and administrative powers.

Cyber Attacks Expert Also Considers Trump’s Refusal to Allow Transition as Posing Security Risks

In a Washington Post interview, Marcus Fowler, who served as CIA officer for 15 years in the development of global cyber strategies and technical operations, voiced opinions similar to Mr. Ridge.

Mr. Fowler who is currently the Director of Darktrace, a leading AI cyber security company that deals in cyber threat detection and in developing responses to global threats, said Trump’s continuing refusal presents risks in the security of the country. According to Mr. Fowler, even without any major cyberattacks, the delays Trump is causing only makes the country an easy target for espionage campaigns by way of cyber attacks that could come from known adversaries like Russia, China and Iran.

Nonetheless, several Washington Post correspondents reported that President-elect Joe Biden’s team has been provided with a more than 10,000-square feet wide office space at the Herbert C. Hoover Building. Additionally, the transition team has been provided with government-issued computers and iPhones to use in conducting secure communications.

Yet Trump continues to assert that his numerous lawsuits across different states will prove that he is the rightful winner of the recently concluded presidential election. He continues to push for recognition as the winner despite the fact that he is not gaining positive grounds in his legal challenges. Mainly because his enablers still can’t produce reliable proofs that there really was voter fraud in the concerned states.

Why Is The USD The Most Popular Currency To Trade

The Forex market is the most popular in the world which is not surprising when you consider that money is something you can get almost anything for. Currently, the dollar followed by the euro and the yen are the most popular currencies in which to trade directly or through Forex brokers.

Why is the US dollar so popular?

  • The US economy is the largest in the world.
  • America dominates not only economically, but also politically and militarily.
  • The US dollar is the currency that is used for many transactions, for example, oil can only be bought with dollars.

Speculate on the Forex market

It is nice to know that many people speculate / gamble on the price of the currency pairs. When you apply a well-functioning strategy, it is possible to dominate these daredevils by making a profit from the blunders of this more than ninety percent of the market!

Here, the play of liquidity or the volume of a big role. The volume indicates how many people trade certain currencies in a day and how big the differences are between them. For a professional, these values ​​are very important as they can determine the speed at which the market can change at any given time.

Liquidity or the amount of trade often differs from time to time and is linked to the opening of different international markets.

Currency pairs and their mutual relationships

When you actually trade in currencies, mutual relationships are very important. In order to trade in something, mutual relationships are required, and these are expressed by the so-called currency pairs.

The EUR/USD is among the most traded currency pairs where you buy a certain number of dollars for one euro. The demand for both currencies is constantly changing so that the exchange rates/ratios are always different. This is the particular value of the euro against the dollar, and when the euro rises in EUR / USD, the USD automatically falls in value against the euro.

Exotic currency pairs

Many brokers also allow you to trade in exotic pairs. Exotic pairs are relationships in which for a well-known currency such as the dollar you receive a lesser-known currency from an often emerging country, such as Brazil or Laos.


The size of the Forex market and its liquidity

The special thing about the Forex market compared to other financial markets such as the New York Exchange is that the Forex market does not have a central location. It is a market that is always active and runs through a large network of banks where demand is determined by the total demand for certain currency pairs.

Moving to Online Conferences to Schedule Hearings

Can you picture how the Speaker of the House is trying to delete any unruly MPs from the chat or perhaps, a tech-challenged person has accidentally live-streamed himself doing chores to the entire country? In today’s time, the pandemic has really changed the landscape how we do things and even the Parliament is not an exemption to it. You’d notice that there are a lot of politicians who are embracing virtual meetings and taking in all the benefits and drawbacks associated to it.

As what we have recently mentioned, there are many politicians who are now learning to adapt to the Post-Covid19 world much like everyone else. We have our national cabinet and leaders doing their meeting through a video chat, live TV on Skype as well as parliamentary committee members discussing national issues right in their home.

Challenges that are Given

So as with everyone else trying to battle the intermittent internet connectivity and left in awe with colleagues who do not know how to mute, it is definitely time among politicians to join the bandwagon and consider doing zoom meetings too. Given with the tech challenges of working from home, it created tons of memes throughout the course of the lockdown, which is expected with the way how people are reacting to the virus.

In all fairness, the connectivity is getting a lot better than they were before. Imagine this, during questioning, rather than ejecting any unruly members or temporarily muting the mic, the Speaker of the House just kicked out an MP in the conference if they will not stop making interruptions.

The Speaker or the host has the power of muting all participants in one click, lest an important dialogue has to be marred by MP simply because they forget to turn off the video or mute the audio before doing something else.

Failure Perhaps

Refraining from committing any tech failures with some older folks of the chamber is inevitable. There is no doubt that there is one in the group who is not familiar or aware of how to use certain features and streaming with only their foreheads seen, or the inside of their nostrils. With the incorrect webcam placement, they look either too far or too close from the video.

While it is true that everyone else in the cabinet is trying to make adjustments in this “new normal”, seems that online businesses have been prepared all their life. Eventually, politicians would get used to it and have a smooth transition.

Trump Signs EOs for Coronavirus Relief, Even if Unconstitutional

Trump acted unconstitutionally again, when he signed executive orders (EOs) on four coronavirus relief measures after Congress failed to agree on 4th stimulus bill. Even if the EOs are likely to be challenged in courts, Trump signed the directives, whilst calling them “bills” which were hardly reflections of real concerns for the American people.


What Trump Orders as Economic Relief

The Executive Order Trump signed last Saturday (August 08, 2020) addressed only four major issues.

On the $600 Coronavirus Relief Paycheck That Expired Last July 31, 2020

While the Democrats want to extend the economic relief paycheck at the same amount of $600 ($150/week), the Republicans want to cut it down to $400. Trump’s memorandum reduces the $400 further, as the directive was to allocate the funds as aid for both the states and their people. The state government will receive $100 out of every $400 of the fund allotted as coronavirus relief. This means that Americans can expect to receive only $300 per month or ($75/week).

On the Eviction Moratorium That Expired Last July 24, 2020

On the matter of the expired eviction moratorium, the Democrats are negotiating for additional financial assistance to renters on top of the extension of the eviction moratorium. The Republicans in Congress simply suggest for an extension up to December 31, 2020. However, Trump’s memorandum does not make any mention of extending the moratorium; but only reiterates federal policy that recommends minimizing eviction proceedings on renters during the ongoing pandemic, Trump’s memorandum merely suggests that government officials should identify legal ways of helping renters and homeowners.

Suspension of Payroll Tax

Trump’s EO includes a memorandum suspending payroll tax effective August 01, 2020, which only means deferment of taxes; perhaps until Trump gets himself re-elected. Although Trump made hints that he will make permanent the suspension of payroll tax if he stays on as president, doing so would only mean a reduction of Social Security funds, which is tantamount to a reduction of benefits derived from the system.

Pause on Student Debt Payment and Accrual of Interests


As far as federal student loans are concerned, Trump’s order is aligned with bipartisan support for the extension of suspending collections and accrual of interest on student debts for another three months. Since the pause on student loans under the CARES Act is set to expire on September 30, 2021, it means student loan borrowers will resume making payments in January 2021.

However, it seems that the pause on payments and accrual of interest applies only to federally-backed student loans, which denotes that Trump’s memorandum has no provision for students debts obtained from private lenders.

Trump’s Policy May Lead To Another Financial Crisis

The American President terminated the Iran Agreement in 2018, thereby splitting the rest of the world from the United States. With this tactic, Trump is not only against Europe but also against China, Japan, and Russia. In this regard, Trump will have to strengthen financial markets. Brokers such as Xm Broker may feel an intense pressure knowing that the economy is relying heavily on trade markets. 

Trump: Economy ‘May Be’ Heading Toward Recession Due To Coronavirus

Donald Trump drives the US into isolation by denouncing international agreements. In the past few weeks, the American president has implemented his campaign promises. Although politicians do not necessarily keep promises, Trump is committed to keeping such promises.

This gives voters the impression that he is a reliable politician but, on the other hand, takes an uncritical view of things. The deal with Iran, which Trump has described as the worst deal of his predecessor Obama since the beginning of his term, has now been canceled.

The NAFTA agreement between Canada, Mexico, and the US is also to be renegotiated since the United States was ripped off after this agreement after Trump. Such actions seem like rash children’s games but have a fatal effect.

Jobs and prosperity thanks to the agreements

The alliances, some of which were created with great effort, are now of no value. These agreements have had a considerable advantage for the global economy in recent years. The trade, the mutual purchase and sale of products, was built on this foundation, not only between Germany and the USA with an annual trade volume of over 100 billion euros.

Europe and the Asian countries also benefit from these relationships, the Middle East with its huge oil reserves is an excellent business partner. Jobs and prosperity were created, from which broad sections in all countries benefited.

With this new tactic, the termination of trade agreements, Trump is not only against Europe but also against countries like China, Japan, and Russia. The Europeans who are now at disposition due to the close relationship with the United States have a lot to lose: jobs and economic growth are now at risk.

The Europeans have had a shock trauma in the past few weeks, but now they are working. French President Emmanuel Macron in particular, together with Angela Merkel, is taking control of the action. Together with the Europeans, China and Russia, he wants to forge a trade alliance to show the United States that Trump’s isolation tactic will not work.

Agreements are a long way off

However, the negotiators must not lose the will to continue talking to the US about a way out, and must not let the contact break off. The newly forged alliance must now stand closely together and must not go it alone or be provoked.

Germany, as the largest economy in the European Union, is likely to face the biggest bloodletting if all efforts within the new alliance are to no avail; in the end, a new financial crisis could hold the world in suspense.

The Chinese and US business delegations negotiations were unable to report any significant success. The agreement is still a long way off, as the US delegation has brought in an extensive list of demands.

According to American ideas, the trade deficit with China at this year’s level is expected to shrink by at least $ 200 billion by the end of 2020. In return, China wants to end the US investigation into IPR violations. However, the Middle Kingdom will bite on granite with this project in Washington.

How these Countries are Moving its Way around the Pandemic?

What do you think is the reason why Brazil, Mexico and Argentina reacted differently than any other countries towards Covid-19? Well typically, the response to this question is limited to whether their Jair Bolsonaro, Andrés Manuel López Obrador and Alberto Fernández accordingly recognize scientific facts as well as supporting ambitious measures in fighting the pandemic and mitigating its economic impact. On the other hand, there’s a divergence between the three biggest federations in Latin America that has been driven fundamentally by deeper institutional dynamics.

Experts in political science made a research offering clues to understand such developments particularly when reviewing at 3 critical areas:

  1. Relative power of governors and presidents
  2. Welfare states and;
  3. Political party identification

Among Argentina, Mexico and Brazil, it’s the former that offered the fastest and the most comprehensive response to Covid-19. This is partnered with nationwide and mandatory lockdown, as well as a travel ban and generous social policy package for its citizens that have low-income level and also to those who are in the informal sector.

In Brazil, they have exhibited among the worst responses in areas that are on lockdown. Yet, Brazilian Congress passed social policy package and at the same time, boosted the capacity of its health system. By contrast in Mexico, AMLO offered least comprehensive response with the lack of mandatory lockdown and quite limited plan in protecting informal sector of the society and those who are at low-income level.

How Each Country Reacted to Covid-19 Outbreak?

For the fact that quarantine orders are implemented and somehow impacted individual freedom, you may expect that the regime type – authoritarianism vs. democracy may evidently show its differences. Yet, all countries mentioned are democracies and the ideological orientation of its presidents do not seem to have any sort of relevance as well. Brazil as well as Mexico are after all ruled by its parties and both countries have far from satisfactory results with how it responded to the outbreak.

Labor informality may explain as well why other countries have refrained from enforcing nationwide lockdowns that are hard for informal sector workers. Yet such explanation lacks information because the levels of informality are the same in Brazil and Argentina.

A Very Brief Explanation

Political science research showed a handful of explanations. The orientation of the country’s political parties has enabled its presidents to impose somewhat unpopular moves like nationwide lockdowns. These measures have greater territorial uniformity when its governors are enjoying lower fiscal authority. However, it is imperative as well that they impose sms lån på minuttet anmeldelse to those who are planning to open up a business in these trying times.

Biden’s Newest Ad Worries Dems

Biden’s newest campaign ad was meant as a rebuttal to Trump’s insinuation that the Chinese government supports Biden’s candidacy for self-serving purposes.

The Biden ad shows how during the early stages of the Covid-19 pandemic, Trump simply rolled over with every information and explanations that China willingly offered. The former Vice President projected a tougher stance by saying that if he was in Trump’s position he would have demanded openness from China:

‘“You (China) have to be open; be clear because we have to know what is going on”

However, Democratic voters, particularly those not supportive of a Biden leadership, are saying the party’s presidential nominee is sending mixed signalsthe party’s presidential nominee is sending mixed signals. They are concerned that the campaign could stir anti-Asian sentiments that Trump encouragedwhen the latter later accused China of causing the coronavirus pandemic.

Surge in Harassments Committed Against Asian American

A report published by Stop AAPI Hate revealed that since March 2020, the organization has tracked more than 1,100 incidents of verbal and physical assault against Asian Americaans.

According to the report, harassment actions were mostly directed at women and children; usually taking place in pharmacies and retail stores across 46 state where shelter-in-place has been mandated.

Agencies under the Trump administration, including the Department of Justice (DoJ) or the CDC, are not taking action to stop negative sentiments toward Asian Americans. Although the DoJ made efforts to reach out to Asian American advocacy organizations, the action came only as a show of response to queries put forward by the Center for Public Integrity.

Trump And Republican Allies Turns The Tide On The Witnesses Of The Impeachment Hearings

Fresh off the Impeachment Trial at the Senate, US President Donald Trump appears to seek more than just proving his innocence from all the allegations thrown against him that almost cost him his seat of power at the White House. At this time, the Republican leader promised to not let those people behind the movement to oust him from office get away with what they had done.

Specifically, Trump is said to be holding grudges against those personalities who went to the witness stand during the Impeachment Trial. With the way things are going right now, it is clear that Trump and his allies are starting to exact revenge on the witnesses.

Public Servants Under Fire For Standing Against The President At The Impeachment Hearings

A handful of diplomats and government officials gave their testimonies regarding the Trump administration’s questionable dealings with Ukraine. Unfortunately for them, Trump is now going after them with Lt. Col. Alex Vindman being kicked out of the White House last Friday, which is unexpected as Vindman is set to leave his post only after several months. Although with Trump’s revenge machinery, Vindman’s removal is totally expected after standing witness against the former. As for now, Vindman will see his way back to the Pentagon, but his future still appears uncertain.

Another casualty is US Ambassador to the European Union Gordon Sondland, who was also recalled from his post recently. Like Vindman, Sondland also played a significant role during the Impeachment inquiry.

Many others connected to the Impeachment Trial have already left the government office, or at least re-assigned themselves to another office just to have a safe distance from the White House. However, there is no guarantee that Trump won’t be able to touch them. After all, Trump made it clear that those who showed dissent against him will NOT be tolerated. His message is strong enough that he won’t need any soundboards to be heard.

For House Speaker Nancy Pelosi and all other Democrats who have worked for Trump’s impeachment for the past few months, the battle is still on. Their concern for now is to call out Trump’s childish behavior in seeking retribution after the impeachment hearings.

Speaker Pelosi and Her Impeachment Standoff Strategy to End This Coming Week

Last Friday (January 10, 2020) House Speaker Nancy Pelosi signified that the 3-week standoff in the holding of Donald Trump’s impeachment trial is about to end.

Through a letter sent to her fellow Democrats, she gave particular instructions to House Judiciary Committee Chairman Jerrold Nadler (D-New York), to be prepared in the coming week. Rep. Nadler will take on the responsibility of bringing to the House floor, a resolution that officially transmits the articles of impeachment to the Senate, while also naming House members who will be appointed as the House’s manage in the impeachment trial.

Although, the articles of impeachment were ratified by the House of Representatives before Christmas, Speaker Pelosi did not send them immediately to the Senate. The move sent Repunlican Senators, specifically Senate Majority Leader Mitch McConnel in limbo.

McConnel announced that it was his plan to turn the impeachment trial into an open-and-shut case. As it is, the Republican-controlled Senate simply intends to pass a resolution that will outrightly dismiss all impeachment charges against Donald Trump, without having to call on witnesses even for Trump’s defense.

Apparently, much has happened during the 3-week hiatus including the US-Iran conflict that Trump escalated by ordering the killing of top Iranian military official Major General Qasem Soleimani. Certain incidents and developments seem to have made the time ripe for the continuance of the impeahment trial.

Speaker Pelosi said the impeachment trial will proceed, even without securing a detailed plan of how the Senate will move forward once the ball starts rolling in the Senate floor.

Still, the House Speaker harshly criticized Senator MacConnel (R-Kentucky) for his show of total disregard for the oath he has taken in carrying out his duty as an impartial participant to an impeachment trial… to uphold the interest of the American people and not just that of Donald Trump.

Although Speaker Pelosi’s move to hold out was derided by president Trump and his staunch Republican minions in the senate, there are now indications that the impeachment trial might not carry on the way the Senate Majority Leader had strategized.

Some Republicans Intend to Make a Bipartisan Move to Bring in More Witnesses

The Republican Senator of Maine. Susan Collins has come out with a statement delivered via the Bangor Daily News that she has been working with a small group of Republican Senators, to make certain that the impeachment trial will include the presentation of additional witnesses for the benefit of the appointed House managers and the president’s counsel.

Senator Collins emphasized that they have taken an oath to carry out their duties with impartiality and it is important that both sides will receive fair treatment.

President Trump, Senator McConnel and other Republicans who have continuously lambasted the impeachment proceedings as a hoax, can goad and gloat all they want for having the numbers that will see the charges against Trump instantly dismissed. Yet it only takes four (4) Republican Senators to take a bipartisan stance in making sure a fair trial will transpire by hearing more witness testimonies.

Speaker Pelosi calls Senator McConnell’s intention of immediately passing a resolution to dismiss the impeachment charges as a “cover-up.” He and Republican Senators who support McConnel’s vastly unusual behavior, continue to show total disregard for the oath they had taken.

In New Zealand, Elderly Care Becomes A No-No For Municipalities

Municipalities sound the alarm bell about the bill for helping older residents. The costs rise enormously while the income falls. A million-dollar threat is imminent, signals VNG municipal umbrella.

More and more elderly people turn to their municipality for help in their daily lives. Municipalities offer such services for vulnerable residents through the Social Support Act (WMO). This concerns, for example, personally tailored facilities such as domestic help, home adjustments, and daycare.

A new cost forecast from the VNG, based on a few large municipalities (Amsterdam, Rotterdam, Haarlem, Amersfoort, and Apeldoorn), shows that in 2024 many thousands of elderly people will make use of WMO support in these cities. As a result, the costs for the municipalities involved will increase by around seven percent annually in the coming five years.

Home help

The causes: aging, policy to let people live at home longer, less availability of informal carers and the introduction of a new subscription rate for support. Because from this year on, the government will no longer look at income or capital when calculating the personal contribution for home help. Everyone pays a maximum of 17.50 euros per four weeks.

The VNG has always opposed the introduction of this system and now it appears why. The number of clients has risen sharply in the past six months, partly due to the advantageous fixed rate. As a result, spending increased by an average of over seven percent. At the same time, municipalities see a reduction in WMO income from their own contributions to 30 percent on an annual basis.


The municipality umbrella now calls on Minister De Jonge (Health) to look together at measures to ‘keep support and care affordable’. A spokesperson for the minister said that the pocket money for the municipalities already takes into account inflation, rising health care spending and demographic developments, such as the aging population.

ANBO, the elderly organization, is not surprised that municipalities see that their WMO budget is ‘threatening to fly out of the corner’. Director-director Liane den Haan. At ANBO, we believe that we must invest much more in prevention so that we prevent older people from increasingly requiring care. That is why we have been arguing for years for sufficient and suitable housing for the elderly. ”

Elderly care is a growing issue that shouldn’t be taken for granted. While more and more citizens are purchasing life insurance for elderly, there is a need for better facilities to take care of the growing number of seniors.

Should We Trust 100% in Cryptocurrency?

Bitcoin is claiming that it’s the very first decentralized P2P payment network that’s powered by its own users without the presence of middlemen or central authority. As a matter of fact, it is the same reason why there are so many trading platforms and bots like https://gladage.com/bitcoin/trading/best-crypto-trading-bots/ that have filled the market. In reality, the lack of central authority is the major reason why governments are not confident of cryptocurrency.

As a regular individual, you may not be able to totally understand the fear that this is causing to the government as well as currencies. So let us try to step down another level.


What We Trust?

Fiat is the term that’s used in describing traditional currencies issued by the government. These fiat currencies actually have no value until the government say they do. To the people under its sovereignty, this means nothing. At the end of the day, fiat currencies aren’t supported by tangible assets. You simply cannot return the currency back to the government so you get a bar of silver or gold, pack of cigar or any items that may have value to you.

Fiat currencies are backed by government credit and full faith that’s been issued on them. So, if you want silver, gold or pack of cigar, you have to trade your fiat currency with someone who has that item.

Why having Control Matters?

It is the government that is controlling fiat currencies. They are using central banks in the issuance of money. They do this by what’s referred to as monetary policy in exerting economic influence. They are dictating as well how fiat currencies could be transferred by allowing them to monitor currency movement, direct who will profit from movement, track criminal activity and collect taxes on it.

All these controls will be lost as soon as non-government entities have created their own currencies.

There are drawbacks for having control over policy. And there are a lot of them. Possibly, the one that is affected the most is the nation from its effort in controlling crime, nation’s fiscal policy and business environment. While every topic is deep and broad to fill in the void, let us discuss what’s fundamental in this concept.

  • Fiscal Policy

Due to the reason that the government increases or restricts intentionally the amount of money that’s circulating in the economy to stimulate spending and investment, avoid recession, generate jobs, having control over currency is actually a huge concern.

Are There Laws That Regulate Lawsuit Loans?

If you are a plaintiff in a personal injury (or other type of lawsuit) and have a cash shortage, you may be considering a lawsuit loan. With a lawsuit loan such as pre settlement loans auto accidents, you can receive the funds you need right away. A private lender prepays the money to the plaintiff, expecting that the money plus interest will be repaid from future settlements or judgments.

Lawsuit Loans in Your State

Not like other forms of financing, lawsuit loans are generally not governed by certain laws of the federal government. There are only a few states in the U.S. that have implemented some consumer safeguards for those who wants to avail of this type of funding. This is partially based on the argument that that lawsuit funding is basically not a loan but a form of cash advance from the money or settlement entitled to the plaintiff if he or she wins the case.

The lawsuit funding sector explained that lawsuit loans are generally not loans since these type of funding is nonrecourse. This means that plaintiffs do not have to pay back the money in the event that they lose the case. Rather, they define the ventures as nonrecourse acquisitions of a percentage of the profits of a probable future case settlement.

The industry continues to be criticized because of its huge fees and insufficient transparency in terms of business practices. Having less or no transparency at all makes it hard for borrowers to come up with an educated decision if a lawsuit loan will benefit them in their case. Some state and federal authorities make an effort to safeguard people from unethical loan providers in other aspects of consumer credit, including student loans, promissory notes in cases of a home mortgage, an application for a credit card, a car installment and even lease contracts.

Using this argument, lawsuit lenders have convinced some state legislatures not to regulate their products as if they were traditional loans. Though, certain courts and some states require lawsuit lenders to comply with state lending laws or otherwise regulate lawsuit lenders. For example, a 2015 decision by the Colorado Supreme Court determined that these kinds of agreements are, in fact, loans and subject to state lending laws.

By this statement, private lenders providing these types of funding have persuaded some legislatures of the state not to control their loan solutions like regular loans. On the other hand, a number of courts and selected states necessitate litigation lenders to conform with lending regulations imposed by the state. For instance, the Colorado Supreme Court ruling in 2015 identified that many of these contracts are in reality loans and they are governed by the laws of the state on customer loans.

Because there are little formal consumer protections regarding lawsuit loans, if you are considering this type of funding, you need to be extra vigilant. Understand what the loans are, carefully consider whether such a loan is a wise financial decision in your situation, and if you decide to look for a loan, shop carefully.

Since there are no well defined laws that protect the consumer against lawsuit loans, extra care must be taken when considering these kinds of funding. Fully comprehend what the loan is then cautiously reflect if this type of loan is a wise financial resolution in the present scenario.

Bottom line

Lawsuit loans aren’t closely regulated in contrast to various types of loan products that are closely regulated. Nonetheless, there are some settlement loans that are regulated in some states. Therefore, every state has its own stand concerning lawsuit or settlement loans. You must get in touch with the attorney general in your area to know if there are certain rules that are imposed regarding this type of funding.

Look at other options like taking out a personal loan. For those who have good credit, obtaining a regular personal loan could be a wise choice. Good credit rating could help you be eligible for a significantly lower interest rate compared to a settlement loan.

How Charitable Are The 2020 US Presidential Candidates?

Charity is providing or voluntary help to indigent individuals, as a philanthropic or humanitarian deed. Others put is as altruism, the practice or idea of unbiased, selfless and self-effacing concern for the welfare of others.

Insuring These Philanthropic Acts

Because of these altruistic and humanitarian deeds, numerous charity organizations of various cause have been and are being established. And just like any other organizations, whether profit or non-profit, need to have a form of insurance to protect what they have.

Certain charity insurance is formulated to cover the numerous risks that may be encountered by charities, non-profit organizations, voluntary origination, local community groups and more. Such coverage includes Employers’ liability including volunteers, property damage for buildings and contents, and Business interruption including for donations and grants.

How Giving Are The US Presidential Candidates of 2020?

Individuals who give to charity are usually those who are well-off. However, not all who are affluent are charitable.

For instance, candidates of the US presidential elections in 2020 have comfortable lives, where two are billionaires and most of them are almost millionaires. However, they aren’t the most charitable group.

Almost all candidates with tax returns have donated not more than 5% of their revenue, frequently falling behind average Americans in similar tax range. As per recent findings, the entirety of their identified giving which amounts to $198 million appears impressive, until you take into account that 98% of the total amount is from Tom Steyer alone, a billionaire who has donated 193 million US dollars to three of his charities.

Among the 2020 presidential candidates, the very charitable one, with regards to the percentage of donated income, is Cory Booker. From his tax return record, over the past 10 years, the US senator from New Jersey has donated 485,000 US dollars. Approximately half of the amount came in 2013 alone when he has given away in cash about 130,000 US dollars and 130,000 US dollars’ worth of stock to charities in New Jersey. His tax returns, every other year, display gifts/donations from 2% to 16%.

In absolute terms, billionaire Tom Steyer is the identified to be the biggest donor. However, of the hopefuls who have issued their tax returns, Senator Cory Booker has revealed to have given the biggest fraction of earnings.

The other candidates who have made known of tax returns have given much less. For instance, Elizabeth Warren and husband since 2008 have donated to charity almost 420,000 US dollars which is about 4% of the 10 million US dollars they earned throughout that span of time. The tax return of Kamala Harris displays a giving of around 200,000 US dollars since 2014 which is about 2% of his earnings. Since 2009, Bernie Sanders gave around 106,000 US dollars which is approximately 2% of what Sander’s and his wife earned.


House Speaker Pelosi Tells Republican House Representatives to Get Serious

Speaking on behalf of the House Democrats, House Speaker Nancy Pelosi said in a press conference last Tuesday (October 15, 2019) that the House of Representatives will not subject the impeachment inquiry into a voting process.

Speaker Pelosi said

“We’re not here to call bluffs,” “This is not a game to us. This is deadly serious.”

Yet, Republicans continue to question the authority of the Lower House to conduct the impeachment probe. Actually, their contention is one of the “talking points’ recommended by the White House to support the Trump administration’s refusal to cooperate in the ongoing impeachment inquiry; particularly in submitting other documents related to Trump’s controversial phone call with Ukraine President Zelensky.

In fact, the White House officially declared war against the Democrat-controlled House of Representatives by way of a letter that conveyed the Trump administration’s refusal to cooperate with what it terms as an “illegitimate court.”

House Intelligence Committee Chairman Adam Schiff said Republican Representatives are aware of the power given by the Constitution to the Lower House with regard to the impeachment process. Chairman Schiff rationalized that Republicans know it, but are merely dodging discussions about Trump’s illegal conduct, by steering focus of discussions on the impeachment process instead.

However, as the House continues to issue subpoenas, the White House is slowly losing ground as former Trump administration officials defied orders not to appear before the impeachment inquiry hearings.

White House’s Flimsy Position Crumbles as Former Ambassador and Ukraine Advisor Confirm Whistleblower’s Complaint

Ambassador to Ukraine, Marie Yovanovitch, testified in Congress that she was ousted from her post through the machinations of Rudy Guilani and two former Ukraine officials (now held under indictment charges filed by the FBI.) The ambassador said the ouster came about because she disapproved of how Rudy Guilani was making deals with corrupt Ukraine officials.

After Ambassador Yovanovitch, the House proceeded in receiving the testimony of Fiona Hill, former national presidential adviser for EU affairs specializing in Russia and Ukraine matters. Ms. Hill volunteered to testify, outside of the subpoena issued to her by Congress.

Her testimony provided information upholding the whistleblower’s complaint that there is an underlying quid pro quo shrouding the controversial Ukraine telephone call.

Ms. Hill mentioned the names of EU Ambassador Gordon Sondland, acting Chief of Staff Mick Mulvaney, and of course, Rudy Guilani as persons having a hand in the plan to withhold the Ukraine military aide, in exchange for Ukraine’s cooperation to dig up dirt on Joe Biden. According to Ms. Hill, Sondland claimed he was in-charge of the matter, whilst claiming that his authorization to do so came from Donald Trump himself.

Ambassador Sondland was previously called upon by the House to testify in connection with a text message mentioning quid pro quo about the Ukraine aid, but backed out because he received orders from White House not to do so. Ambassador Sondland though, has now expressed willingness to appear in Congress, despite White House orders, but after he was issued a subpoena.

He is scheduled to appear next Thursday, October 24, 2019, to which Chairman Schiff’s committee will grill him not only about the text messages, but also on the information provided by former Russia and Ukraine adviser, Fiona Hill.

Republicans’ call for impeachment voting has apparently been doused by the spate of serious information underlying the controversial Ukraine call. Now silent, they are apparently waiting for advisory on “talking points” they could use on how to best defend their “lord and master” Donald Trump.

Senior Voters will Likely Support a Democratic Candidate who Can Address Their Retirement Problems

Older adults, ages 65 and over, are known to be more involved in presidential elections than the younger groups of people.

Based on data gathered by the U.S. Census Bureau, 71% of the American voters who participated in the last 2016 presidential elections were senior citizens. Even more notable is that aside from Social Security benefits and health care costs, they are now showing support for actions that address climate change, inequality of income and accessibility of education. Apparently, their interests are veering toward the ideologies supported by the leftists.

After all, the previous Obama administration was able to address social and economic issues with a balanced view, instead of simply focusing only on economic and world conflict problems.

That is why Joe Biden, who served as vice president to Barack Obama appears to be the candidate that older voters will support in the forthcoming 2020 elections. However, many are gradually having doubts about the former vice president, since the latter has yet to present a clear and solid plan on how he intends to address the issues that the older generation cares about.

Bernie Sanders is the next likely candidate that senior citizens would choose to elect. Still, Sanders’ constant voicing of his Medicare-for-all agenda leaves them the impression that he has not given much focus on other problems that greatly affect the quality of life in America.

Although Elizabeth Warren is a less seasoned candidate when compared to Biden and Sanders, she appears to be the only candidate who presents well-thought-of-plans concerning various important issues.

They hear Warren mouthing not only promises on Social Security and health care reforms. Senior adults are also hearing specific actions on how she intends to institute and carry out reforms. After all, most senior voters today come from working class families,

Warren’s awareness of how the elderly are still experiencing difficulties when it comes to saving for a decent retirement, has piqued their political interest.

Most of Today’s Older Adults are Still Striving to Make Ends Meet

A recent survey was conducted to determine the main reasons why most senior American adults today, have not opted to retire despite reaching age 65. Provision Living, a company focused on providing the basic needs of senior citizens, polled 1,000 eligible retirees to find out why they are not keen on retiring.

A third of the eligible retirees who participated in the polls cited financial ineptness. About 23% of whom indicated that their family is still largely dependent on their financial support. Nineteen percent (19%) still need to settle financial obligations. Generally, they foresee retirement as an option that they will take once they reach age 72.

Nonetheless, many of those who are deferring plans for retirement have taken on a Lifetime Mortgage that will allow them to semi-retire by working on part-time jobs. That way, they can still provide support to their family or allow them to settle their remaining financial obligations without having to engage in full time jobs.

What is a Lifetime Mortgage?

A Lifetime Mortgage is a type of loan available to olders citizens who are at least 55 years old and living on real property that they own. This loan works on the principle that since properties appreciate in value, older adults can harness their equity interests on their property, in order to solve problems that prevent them from retiring.

The advantage of a Lifetime Mortgage is that it will not burden the senior adult with monthly payments. That is because the entire settlement of the equity borrowing will be deferred until the borrower passes away or has entered a nursing home.

When considering this option as a means to solve problems that prevent an eligible retiree from retiring, the value of the loanable amount must first be determined by using an equity release calculator.

Unfortunately, Supercars aren’t for Everyone

For the past decade, the word “supercar” becomes a staple in automotive industry. And despite the fact that some are using it a bit loosely, its general description is a car that’s extremely luxurious, outrageously powerful and remarkably expensive.

Despite the fact that you can walk into several car dealers and buy secondhand supercar right from their lot, that is not how real car enthusiasts play the game. When visiting such dealerships, interested individuals are expecting to have a car that is specifically crafted for their needs. They don’t want something that is generic that everyone else can have.

Bespoke Car for Meticulous Buyers

Whenever supercar manufacturers have received orders from their clients, it sometimes takes weeks or even months before having the car delivered to them. The reason is that, they are specialty boutique. They don’t make cars for mass production like corporate manufacturers.

Every part is hand-built by real humans, constructed with care, love and tenderness. Sometimes, the process of buying a supercar is so intricate that only selected individuals can make it to the cut.

It doesn’t matter if your CTL is approved, if you fail to meet the set requirements of supercar manufacturers especially for ultra-rare car, you wouldn’t be eligible to buy it.

Abuse of Power?

However, this is the exact same reason why some people who are in position and power are taking advantage of it to get special privilege on buying supercars. Believe it or not, just recently, the Swiss government will auction supercar collection that is amounting to over 13 million dollars that were seized from Vice President of Equatorial Guinea. At the moment, the former VP is facing multiple charges of money laundering and corruption.

All the 25 cars were allegedly under the name of Teodoro Nguema Obiang Mangue who happens to be the son of Africa’s president who took power via coup back in 1979. They were taken in custody in 2016 and his governance were unsuccessful in arguing that some cars did not belong to him but to a state company that sent them to Geneva for repairs. Ultimately, the cars were surrendered to close the case.

Among the supercars that were seized included one out of the only nine Lamborghini Veneno Roadsters (4.5 million dollars), Ferrari LaFerrari (2.5 million dollars and McLaren P1 (1.5 million dollars). Spokesperson for the Bonhams, which is the company that is handling the auction told Fox News Autos that the proceeds are bound to be given to different charities in order to benefit Equatorial Guinea. The event is also set to take place in the 29th of September in Geneva.

The Politics of Happiness Without Money

People indulge in the timeliness of working hard always for the sole purpose of being able to get that paycheck and save up big and bigger. People dwell their whole lives working for their family, then for themselves, then for their respective families again when settled on marriage. In between these are other branches of saving up, spending, and spending even more. But the question to this more than “does money give us happiness” is, when will this cycle ever stop?

The Social Construct of Happiness

It is very relevant to say that people obviously do this for the reason that the society and industry we live in is in fact, adamant in getting money from us in all ways, which then we have to deliver or otherwise we will be the ones to suffer the consequences of not working enough, or not having enough money. Everything is to be bought, and nothing is ever free, even if it is said to be.

Oftentimes, because of this cycle, people forget to live. The simple politics of being happy without money is such a blur, and nothing makes sense without money, because in fact, people get happy when they are able to buy things that they want, their loved ones need, and even experiences don’t come without that high price in this era.

The industry is set on investments, financial goals like one seen on FORA Financial, which is, in fact, a very great thing to consider when thinking realistically in life. A lot may think of this article as something very objective and unrealistic but the fact is, the reality is not anymore. Every transaction and cycle is the politics of money, and everybody is happy.

The exchange of ware and money will never be diminished in our social construct, and will never be something negative. What may be taken as negative though, is the fact that the first thing you think of when you wake up is going to work, and getting pay rather than thinking first that you are awake yet again, and is bound for more than going to work for the majority of your life.

Personal Loans From Political Candidates

The most usual form of personal injury settlement loan is for vehicular accidents. The American Pride Legal Funding or APLF could provide settlement loans for such accidents. These settlement loans are related to various funding, which includes loans for pre-settlement, loans for legal funding, as well as loans for legal settlement. This kind of loan will greatly help individuals, especially those who are in immediate need of money for car accident settlements.

Although there are loans for such incidents, there are other types of loans for other purposes that, for most of the time, is what many individuals seek out, such as for education, home improvement, debt consolidation, starting a small business, for medical bills, or for paying utility bills. On the other hand, in terms of politics, loans could be taken out to fund political campaigns.

Loans from Political Candidates

Political candidates have the option to loan their personal finances for the intent of political campaigns. When candidates loan their funds, they are actually contributing to their campaigns. Compared to other contributions, these contributions by the candidate aren’t answerable to any limits however are subjected to added reporting. Furthermore, applied to the personal loan repayment are timing restrictions totaling to over 250,000 US dollars for an election.

What Aren’t Regarded as Personal Funds from Candidates

Personal Loans and Gifts

If any individual loans or gifts the candidate money for the intention of impacting any poll for office in the federal level, the finances aren’t regarded as the candidate’s personal funds even though they are directly given to the candidate, even if it is from a candidate’s peer or relative. Rather, the loan or gift is regarded as a donor’s contribution to the campaign, which is set for per-election limit and is to be reported by the campaign. This is also applicable even though the candidate utilizes the finances for expenditures for personal living whilst campaigning.

Bank Loans Related to Campaigns

Loans taken from the bank aren’t regarded as contributions from the financial institution if they act in accordance with the regulations of the Federal Election Commission (FEC) in terms of loans from the bank. When a political candidate gets a loan from the bank to utilize it for campaign-related purposes, the loan is regarded to be from the financial institution, not from the personal funds of the political candidate. The political candidate works as the campaign agent.

Forgiving or Absolving Personal Loans

The political candidate may have the option to forgive or absolve the entire or a partial of a loan from the candidate’s personal finances to drum up support. It is a need for the political candidate to file a statement together with the candidate’s signature specifying that the loan is forgiven.

Democratic Presidential Candidate Elizabeth Warren was Once a GOP Voter

Senator Elizabeth Warren, one of the leading presidential candidates running under the Democratic banner used to be a GOP voter. Political news website Politico, went about checking Senator Warren’s previous records of registration, and interviewing the senator, her friends and former classmates to ascertain that this piece of trivia is true.

Apparently, her years as a Republican voter were at a time when the good senator had not yet developed a political inclination whatsoever. In Politico’s interview with Ms. Warren, she acknowledged the information to be true and that it was not until she became a Harvard law professor that she decided to change political party from Republican to Democrat.

Based on the records found by Politico in Pennsylvania and Massachusetts where she spent most of her mid-adult life, her years as a Republican voter ended sometime in 1996 when she was 47 years old.

In those years, which covered six (6) presidential elections, Ms. Warren recalls that she voted for only one Republican presidential candidate, Gerald Ford, who ran for the presidency in 1976. Being a former GOP voter was something Ms. Warren hardly mentioned at all, not even in her books. She explains that it was because she still did not think much of politics in those times.

Why Senator Elizabeth Warren Changed Party Affiliation

In a 2014 interview by TV host and political commentator George Stephanopoulos, Ms. Warren said she decided to leave the Republican Party because its political agenda was tilting in favor of Wall Street. She explained back then that she supported the GOP with the perception that it was conservative in its approach to economic and financial matters; but she later came to feel that the party had moved to a different playing field.

Ms. Warren stated further that before she decided to champion the cause of the liberals, she was an independent. She later joined the Democratic Party when it was clear that the Republicans were standing up for the big financial companies that were just pounding on the middle class American families.

Her views as a politician are supported by Politico’s review of her early scholarship, and from information gathered from interviews with the Senator’s more than 20 colleagues and friends who knew her since her high school years, through her academic profession.

They attested that Senator Warren’s conservatism centered mainly on economic policies and not on social issues; views that she now carries in her presidential campaign slogan, urging American voters to “Join the Fight.”

Policymaker’s Take on Federal Student Loans?

Democratic candidates for 2020 election have the same sentiment or at least, has the same bill with regards to the crisis of student loan debt. Believe it or not, college debt in the US has almost tripled from 2006 and now has exceeded 1.5 trillion dollars. That is trillion with the “T”. This puts it shy of the first place which is mortgage debt. There are roughly 43 million students who have taken student loans across the state.

Meanwhile, US President Trump pushes a provision that’s going to put a ceiling to the amount of federal assistance a student can acquire in bid to stop the runaway debt. He made a commitment of fixing the issue and whatever is happening to it.

Then again, the Democrats rooting for his job agreeing on how big the problem was but has a different take on how it could be solved.

Senator Kamala Harris, D-Calif

She said that that she has plans of going after private colleges that are luring students with nothing but empty promises of securing profitable jobs and then, leave them in mountain of debt. One proponent of Schatz bill, she called this debt crisis as among the biggest challenges that the country is facing. Thus, pushing for a debt free college and at the same time, organizing a system for students in refinancing their debt like personal loans.

Speaking of personal loans, applying for Zebra loans to deal with education problem among college students can help parents to send their children to a reputable school. It doesn’t always have to be about student loans. Besides, this is another way the citizens can help the economy and state as a whole.

Julián Castro, former Housing and Urban Development Secretary

In a statement, he said that he wanted to make sure that students would learn the significant trade skills and focused more on community colleges as well as apprenticeship programs than completing a 4-year college program. He believes at the same time that student loan debt is something that is not needed by the country and therefore, has to be eradicated for good.

Jay Inslee, Washington Governor

Inslee is a Washington governor and has focused his efforts as well as the national campaign on global warming. However, he disclosed his plan for dealing with rising cost of education. The College Promise grant offers financial aid to students in north of 93000 students by the year 2021.

What’s the Influence of Social Culture in the Flow of Politics?

If you live in Canada, then you know that the shape of political system largely depend on the engagement of its people in politics. Yet, you will be surprised that there have been low rates of participation for the last 2 decades. Oftentimes, it not reaches over 65% of eligible voters in the federal elections. Both municipal as well as provincial elections are even lower.

While the participation in other engagements like protest activities or even petition signing has significantly increased, it is undeniable that there’s general decline in political participation. This is likewise with other nations in the West for the last 50 years. Actually, if this trend keeps going, it can be worrisome in the end. What’s more concerning here is, there’s a continuous decline in younger generations having less engagement or showing no interests in political activities.

Because what these people do are spending more of their time on searching authorized user tradelines for sale.

Cultures of Participation

An extremely influential entity to promote a higher engagement to political activities happens to be in different stages of life.

People were so immersed in cultures as well as social context that it has helped in producing political attention as well as participation.

While the said contexts may be made in social networks or in school, they are best promoted in homes.

Who Bats an Eye to Political Circumstances?

More often than not, those who have high socio economic class or people with higher income and degree of education are likely to take part in politics. One major assumption to this is, it’s brought by the impact of their higher educational attainment.

However as per research, it suggests that those who come from these backgrounds typically engage themselves in politics long before reaching higher education. Their involvement is encouraged primarily on social contexts in which behavior for political participation are promoted and normal. These social contexts have a tendency to be easily accessible among individuals from those who have high socio-economic backgrounds since their childhood.

Learning from Various Studies

Social contexts are focused on making positive action. Political talks are being promoted to be a momentum to reckon with. People may be thinking of how we could support and encourage these contexts beyond families like in schools and community as a whole and possibly the most important of all, taking part in politics by putting opportunities relevant to differing cultural backgrounds as well as socio-economics.

World Leaders Discuss the Future of Cryptocurrency

With the constantly growing demand for cryptocurrency, it is not long until it caught the attention of world leader and global regulators. Majority of the digital currencies are actually decentralized. Meaning, there is no legal body or support from central government that is backing it up. Thus, it gives every country a unique set of rules to follow.

All Eyes on Coin

Every announcement made to this subject drives the price of cryptocurrencies back in 2018. Here is a brief guide to the current status of digital currencies with the regulators and governments in various parts of the world.

At the G-20 meeting that was held, the Central Bank Governor of Argentina has outlined the summer deadline among members to have recommendations on what must be done. At the same time, it was mentioned that the task forces are working diligently in submitting all viable proposals by July. As for the central bank leader of Italy, a statement was released saying that cryptocurrencies pose no good to the government but pure risks and therefore, must be banned.

Because there’s a Market for It

Japan on the other hand is the largest market for bitcoin mining and trading.

Believe it or not, nearly half of the daily volume of this digital currency is being traded using the country’s currency.

This is as per the data furnished by Cryptocompare.

Then again, the US takes the second spot for being the biggest volume of bitcoin with around 26% as per Cryptocompare. This is not actually surprising given that it’s widespread across the country and many are using the services provided by gladage.com. As for US regulators, they have different definition of cryptocurrencies such as Bitcoin.

Implementing Stringent Security Measures

The SEC or Securities and Exchange Commission mentioned that it sees digital currency as additional form of security. In early days of March, the agency has expanded scrutiny and said that it’s seeking to apply securities and appropriate laws to everything from the exchanges and trades made on cryptocurrency to digital asset storage firms which are otherwise known as wallets. The agency has concentrated its efforts on the initial coin offerings or the digital coins released via fundraisers referred to as token sales and have exerted efforts to police them via subpoenas.

Government Shutdowns Spell Damage in its Economy and Lending Programs

With the partial shutdown of the government, it can potentially affect various programs down the road. At the same time, delay home loans and even lainavertailu would not be an exemption. To give you an example, the US Department of Agriculture said that the Women Infants and Children nutrition or WIC program runs at local and state level with whatever funding is available.

The Alabama Arise Policy Analyst Carol Gundlach stated that this spells trouble for folks who are currently in this program. She additionally mentioned that WIC is running on the state money offhand and don’t any clues on how far the program can operate with that finances. Spokesperson with Alabama Department of Public Health mentioned that healthcare services are functioning as normal as of the moment.

SNAP or the Supplemental Nutrition Assistance Program isn’t even guaranteed to get funding this past January.

It Looks Good on the Surface

Barry Spear who is the spokesperson with Alabama Department of Human Resources indicated that SNAP keeps operating as normal. He has recommended for people to still apply for the said program so long as they’re eligible. Alabama Arise has said that there are countless of non-profits who are providing services to people in the said state with federal dollars via federal formula grants. Gundlach had said as well that most of the grants originated from the Department of Housing and Urban Affairs and Department of Justice. Both departments have had appropriation from Congress yet. This can include sexual assault programs, homeless shelters and domestic violence shelters.

Not to mention, the government shutdown can delay a couple of USDA home loans. Helga James, one of the mortgage brokers with Barr Group Mortgage have three clients who are waiting for USDA approval. They cannot get the approval at the moment as a direct effect of USDA shut down.

That’s the Job they have to Take

James mentioned that they don’t have any other ways of knowing how many documents or applications USDA is going to receive throughout the shutdown and that the backlog may look like. This is why people in the department are working diligently to assist and support every applicant to prevent any issues.

Trump’s “I-Think-I’d -Take-It” Stance to Oppo Dirt, Hastens House to Act on Election Security Bill

“I think I’d take it” was U.S. president Donald Trump’s reply to George Stephanopoulos, Chief Anchor of ABC News, which specifically suggested accepting info about his opponent in the 2020 presidential elections. What made Trump’s statement controversial was that it was in answer to a hypothetical question about accepting damaging information coming from a foreign country.

Moreover, when ABC’s Stephanopoulos expounded on the topic by asking the American president if he will notify the FBI about it, Trump said,

It is not an interference, they have information…I think I’d take it. If I thought there was something wrong, I would go maybe to the FBI… if I thought there was something wrong”

Trump even refuted the testimony given by FBI Director Christopher Wray to Congress last month, about lawmakers needing to tell the FBI about cases of foreign election meddling.

House Democrats, of course, reacted by making it known that they are actually on the verge of passing an all inclusive set of election security bills. The said package of bills aims to address legal loopholes that surfaced after Special Counsel Mueller’s unraveling of Russia’s interference in the 2016 presidential election.

House Dems Put Forward Information about Bill Clarifying Opposition Research as a Thing of Value

In the matter of campaign finance law that prohibits candidates from accepting foreign contribution, a passage will be added to include opposition research as a “thing of value.” if passed and approved as part of the US Campaign Finance Law, foreign contribution does not have to have a dollar amount to it, in order to be considered as a “thing of value.” Any disparaging information about election opponents supplied by a foreign country, being a case in point, will be illegal.

In addition, election security laws will include a bill that will require states to backup with paper ballots, their respective electronic voting system.

House Speaker Nancy Pelosi said in her press conference that the House will also introduce a “Duty to Report” bill. Ms. Pelosi made the announcement right after the day Trump made known his “I-Think-I’d -Take-It” stance toward foreign-provided oppo research. The House Speaker explained that the “Duty to Report” bill, will require any campaign to report to the FBI, damaging research concerning an opposition, whether solicited or received from a foreign country.

Digital Marketing To Aid Political Campaigns

Clickfunnels is a funnel builder for online sales wherein it aids businesses to promote, sell, as well as deliver their service and products online. This is a software and an innovative toolkit that makes it particularly easy and simple for entrepreneurs to build or better their online businesses. Clickfunnels pricing explained simply, the main differentiation between pricing plans are the quantity of landing pages as well as the sales funnels allotted per month. Irrespective of the plan or service you or your business chooses, your desired funnel could immediately become a reality.

Digital Marketing for Political Campaigns

In the political world, marketing, selling, and delivering your campaign platforms are essential to win over supporters and voters. Similar to businesses, every candidate, whether for local, state as well as national political campaigns, have to make a connection with constituents over diverse digital marketing outlets. Digital marketing intended for political campaigns has made it simpler and easier to connect with a targeted audience at a portion of conventional marketing cost. There’s a great deal of open and accessible data regarding voters however how this is utilized will influence the triumph of the campaign.

Here are a few digital marketing schemes as well as marketing channels that anyone who is running for office ought to do.

Obtain a Domain Name

Once you have come to a decision to run for office, the initial thing that you should do is to get a name for your domain of your political campaign. In fact, it wouldn’t be a terrible idea to buy more than a few domain names associated to your name as well as the office or position you are running for. In some instances, political opponents take your domain or domains associated to your name to redirect the links to their domain. On average, a domain name prices at $15 yearly and it will safeguard your name as well as your brand, in addition to saving you lots of headaches.


The next thing that you require is a logo or an insignia establishing you as a branded political figure. Your brand will be seen on all of your campaign materials such as businesses cards, banners, yard signs, email marketing, videos, website, social media, and ads. To portray figures and statistics, make use of infographics since they are an effective and compelling visual portrayal that demonstrates the dissimilarity between you and your adversary. This is very effectual and helpful for constituencies who are busy and simply have a few minutes to have a glimpse at your campaign or message.

Create a Website

A website that is well-thought of and is easy to navigate is another thing you need. Don’t be swayed by websites that are templated and cheap wherein users won’t be able to locate it on browsers or search engines. You will be necessitating pages that incorporates relevant materials about you and your campaign such as videos, photographs, email signup, volunteers, and a donation button. Also include blog posts, social media links as well as current and/or recurring concerns that you concerned about. On your blog, post everything like events, campaign notices, press releases, fundraisers, surveys, your opinion on relevant various matters, and constructively responding to the attacks and/or disagreements of your opponents.  Utilize SEO keywords that your constituents and other users search online to locate information regarding the candidate and/or the campaign.

Social Media     

If you lack the funds to set up a website, make an account on social media and direct your domain to the social media platform you have created. Presently, social media is widely used and is one channel that is trouble-free to establish rapport and connection with the constituencies.

Political Violence, Terrorist Attacks and Oil Impact on World as a Whole

Whether you like it or not, we’re living in a world to which political violence is subtlety felt. According to latest Terrorism & Political Violence map from Aon, the year 2016 has brought around 14.2% increase in reported terrorist attacks. Majority of these attacks were against gas and oil industry – the commercial or private sector taking the most hit worldwide.

The reason for this is that, it plays a key role in driving government revenue and economic status. Additionally, the remote locations of key infrastructure add to play.

Oil is worth roughly 4.5 to 6.5 percent of the world’s GDP. This is an industry that is constantly under fire for it’s a highly valuable commodity. For countries whose economies largely depend on gas and oil sector, terrorist incident may result to a disruption across various industries.

This can almost instantly push up the cost of commodities while hindering economic growth in the process.

As a matter of fact, two countries especially Colombia and Nigeria were targets of 74% of all the attacks that took place in 2016.

As we enter the new era of political and global uncertainty, being able to understand the probable impact of terrorist attacks on the most valuable and sought-after commodity in the world becomes even more critical. WOT is well aware that this is a real issue and doing all possible actions and solutions to fight back.

Worldwide Impact of Attacks on Oil Industry

Terrorist attacks particularly on remote infrastructures similar to pipelines are the hardest to defend. At the same time, they are seen by violent political parties as a chance to weaken economies, exploit local grievance and undermine authority of governments. This is as per Bruce Jefferis, the CEO of Global Energy, Aon.

Back in 2016 again, terrorist attacks on gas and oil infrastructure were consists of nearly 42% of all attacks on commercial interests. Additionally, it serves as great illustration of how disruption to the local economic activities may have a big impact on knock-on cumulative impact.

Lessons Learned from Political Violence

As mentioned, political violence is subtlety felt. Militia and terrorist attacks targeting oil industry or any vulnerable infrastructures that could bring high level of damage and worldwide impact are expected to continue. If only politicians and other higher officials in the government understand and model complex, the chain of terrorist attacks and how every attack interferes supply chains can give them full picture of the situation.

The Politics of Different Types of Tax and Ways to Minimize Them

In order to meet the budgetary demands of the government, charges are urged by the government on every citizen and businesses as a way of raising revenue. This charges will basically finance the governments and its officials, fund projects for public good, and develop business environment thaw will promote growth of the economy.

There are different types of taxes- Income tax, property tax, goods and services taxes. estate tax, and excise tax. If you are running a company then your employees’ salaries are probably subjected to tax through the help of Tucson payroll services. Processing paychecks for employees has never been easier with them. Tucson Services not just offer payroll services to small and large business but at the same time provide services like accounting, legal documentation, notary service, and personal and business tax. 

“Taxes are the price we pay for a civilized society.” says U.S. Supreme Court Justice Oliver Wendell Holmes. Without taxes, it will be hard for the government to meet the demands of societies. The government will collect this money and use it to fund projects such as  health, education, governance, infrastructure development, transport, and housing.  

On the other hand, despite the significance of paying taxes, some people do not believe that their taxes are being used in a good way. Hence, they find ways in order to minimize them.

1. Income Tax- Americans who receive a monthly income that is less than the IRS-designated gross income limit is not subject to filing a federal income tax return.

  • Single: $12,000 ($13,600 if age 65 or older)
  • Head of Household: $18,000 ($19,600 if age 65 or older)
  • Qualifying Widow(er): $24,000 ($25,300 if age 65 or older)

Now, if you want to lessen the burden of federal income tax bill, you may want to consider taking advantage of the tax deductions and tax credits. However, only some people will be qualified for this. Though you may still try child tax credit and education credit. 

2. Sales Tax- this is popularly known as the consumption tax primarily because the things we buy or consume are also subject to tax. They say that this will be more maximized among wealthy citizens because the more they consume, the more they are being taxed.

How will you minimize getting taxed from buying goods aside from avoiding unnecessary products at the mall? The Protecting Americans from Tax Hikes Act of 2015 (the PATH Act) made a provision to claim general sales taxes instead of states’ income taxes as an itemized deduction. The PATH Act includes several changes to the tax law that affect individuals, families, businesses and promote security against tax


Governments Around The World Are Considering Cryptocurrencies

Governments around the world – Russia, The United States, Canada, Republic of China, Japan, Venezuela, and others – are taking significant actions to explore and learn more about cryptocurrency (learn crypto on Pheeva.com). With governments keeping a keen eye on digital currencies, there’s a huge question of whether cryptocurrencies such as bitcoins can keep it decentralized. This question had been raised considering that governments would like to keep things centralized which is the exact opposite of true cryptocurrencies.

A Government-Backed Coin

Centralized Digital Currencies

There’s a significant difference between cryptocurrencies and the CDCs (Centralized Digital Currencies). True cryptocurrencies are decentralized meaning there’s no one person, or entity such as the government that controls them. CDCs are the exact opposite which means they are centralized and run by a certain entity such as the government and the central bank.

Through centralization, the government could make exponential changes which can either be good or bad.  This is scary because there’s also a question of security and privacy despite a good option to buy goods at a way cheaper price.

Russia has, specifically, came up with intriguing ideas as to why it wants to engage in some kind of government based cryptocurrency to work with international transactions and possibly impose levy on black markets. It has not been clear though if the said digital currency would have a decentralized ledger as it is with true cryptocurrency or if it is possible for it to be mined.

Why governments are showing interest just now?

The concept and technology behind digital transactions isn’t entirely new. Even before the internet have boomed, many companies are working to make digital transactions work without the use of cash or check. With the birth of the internet, the concept wasn’t fully adopted and the technology behind it is also not cheap. Government and financial institutions has not placed so much attention to it because the majority of the public were not into it too.

When Bitcoin was introduced in 2009, the boom had been extensive that the explosion of bitcoins along with other cryptocurrencies pushed governments to have a look at these technologies that could have a huge impact in the future of commerce, the finance industry, and the centralized authorities of the movement and generation of various currencies throughout the world.

Governments are now seeing the potential of the crypto technology but they need time to further understand it. In theory, there are several advantages drawn from true digital currencies. The straightforward and efficient instant electronic transactions that prevents fraud, better book keeping and tracking of transaction are just a few of this advantages. Not to mention that no printing is involved which saves a lot of costs behind its generation. On a side note, governments alongside many companies are overwhelmed by the ongoing trend. In order for them not to be left behind, some governments tend to make up something to catch up with what’s new.

Decentralized Money vs. Centralized Money

The success of Bitcoin proves the feasibility to generate money beyond the borders of traditional financial systems that are based on the government. This fact is pushing government authorities and central banks to inquire difficult questions about their function in future economies.

For some, the issue of true cryptocurrency (decentralized) and centralized digital currency is not the main point because the system is simply a detail. However, the main point is that you can have digital money circulating around which is a huge threat to the central bank rather than to private banks. Regardless if it is done with a blockchain or through any type of database does not make a huge difference.

The goals of Russia for running cryptocurrencies indicate how governing bodies around the globe can start adopting digital currencies no matter if the end is good or bad.

Bottom line

Governments have a tendency to move slowly and thus very little will change in the near future. A series of tests may have to be conducted to find out how the whole system will work. Nonetheless, governments will be forced to adapt the system when cryptocurrencies will start to present a real practical alternative to our current financial system.

A Great Way to Borrow Money in Times of Federal Shutdown


In some countries, such as the United States, a federal or government shutdown is inevitable. In general, a federal shutdown is an itemized plan for the yearly public expenditures of the United States. This has, somehow, positive impacts to the government. However, the major downside of this is that federal employees will be working without pay. Thus, they have to resort in alternative so as to have money for their daily expenses. Fortunately, there are great ways to get an instant cash advance loans that is proven to be confidential, safe and secure. In addition, there is also an option to for installment loans that are perfect for people who need instant money but needs more time to pay the loan. Continue reading to know more about this.

I. What is a Federal Shutdown? Why does it happen?

Federal shutdown, as defined in the early part of the article, is a government’s plan to for the annual expenses of the United States. One major grounds of federal shutdown is the lack of funding for government agencies that are not that relevant. Hence, the freezing of government employees salary. Oftentimes, the temporary lack of funding is due to the late approval of the federal budget. There are some offices that still operate even without funding and will just rely on cash reserves, but operation will stop once it run out.

If the shutdown of the government remains for a longer period of time, chances are, the negative impacts will extend to private institutions because in the process of achieving their deliverables include the help of the government. So, outputs will be delayed.

Good thing is that there are many ways to borrow money and of the most popular is through quick cash loans. If you are not sure of what type of cash loan is for you, below are two types of loans that may be suitable for you:

  1. Payday Loans– This type of loan is cash advance loan that let you borrow instant money during emergencies. This is not suitable for government employees during federal shutdown because the payment will be deducted in your paycheck the next month. If you are an employee that won’t be receiving salary for few months, this i not right for you.
  2. Payday Installment Loans- this is perfect for those who will not be able to pay off their loan in the following month. This installment loans is flexible in terms of payment. You will be given 4-6 months to to fully pay your loan.

Federal shutdown is not only the reason for this type of loan. Emergencies related to health, work, family, and other personal matters will eventually happen. With this, it is important to identify the best option to borrow money.